Morgan State University Students Create App That Tracks Loan Eligibility Apart From A Credit Score

Essence Magazine:

By Jasmine Browley· Updated September 27, 2022

Homeownership is a marker of the achieving the American Dream.

But often viewed Black Americans are denied access to that milestone. Only 46.4% Black Americans are homeowners compared to 75.8% of white families. Additionally, homes in predominantly Black neighborhoods are valued at $48,000 less than those in predominately white communities equating to a loss of about $156 billion in equity. Of

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