Student Loan Wage Garnishments Are Resuming As Unemployment Rises—Here’s What Borrowers Need To Know

Essence Magazine:

(Kent Nishimura / Los Angeles Times via Getty Images) By Tevon Blair ·Updated January 9, 2026 Getting your Trinity Audio player ready…

As unemployment rates continue to rise, the Trump Administration is set to resume wage garnishments for student loan borrowers in default as early as this month. 

This decision would become the first time the federal government would enforce loan repayments since collections were paused in March 2020 as a

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